NUA Case Study

NUA Case Study February 14, 2024 Are you approaching age 73? Do you still have funds in your 401k plan? Do you own publiclytraded stock inside of your 401k?Would having the opportunity to have a lower Required Minimum Distribution (RMD) be ofinterest to you?  The Net Unrealized Appreciation strategy described below is a way to […]

Accessing Qualified Retirement Funds Prior to Age 59 1/2 Blog

Accessing Qualified Retirement Funds Prior to Age 59 1/2 February 12, 2024 Accessing Qualified Retirement FundsPrior to Age 59 1/2 Although it may not be recommended based on your individual situation, there are ways to access your qualified retirement funds before you reach age 59 1/2. Below are some of the situations that my clients […]

Plant Closing Blog

Plant A Closing Blog December 1, 2023 Oh, Brother – Now What? “Life is 10% of what happens to you and 90% how you react to it.” Pastor Charles Swindoll – American Clergyman Given the current state of the economy, inflation and interest rates, it’s not a shock that companies are considering closing production facilities. […]

Limit Order Case Study

Limit Order Case Study December 1, 2023 Recently, I had a client ask me for some help regarding one of his stock positions.  If you own a stock position and you would like to sell out at a certain price, this strategy might be right for you.  Please read on. My client recently retired and […]

Create A Plan To Win A Blog

Create A Plan To Win A Blog December 1, 2023 As part of starting employment with most publicly traded companies, you will often sign up for the company’s 401k plan. While 401k programs vary from company to company, most large corporations will match your personal 401k contributions at a six percent pre-tax rate. That said, keep […]

Net Unrealized Appreciation – NUA and Some Other Important Letters

Net Unrealized Appreciation – NUA and Some Other Important Letters November 22, 2023 At Premier Financial Management, we focus on supporting people that value hard work and are focused on building and maximizing their retirement. We truly enjoy supporting the people in our local community and across the country who understand those values. That’s why […]

Pension Cutbacks – A Promise Set in Clay?

PENSION CUTBACKS – A PROMISE SET IN CLAY? November 22, 2023 Back in October of last year (2022), a national corporation whose employees we work with announced a change – a cut – to their employee pension plan. Those who retired by the end of November 2022 were not affected by these cutbacks. The reductions, which […]

Early Retirement

IS YOUR PLACE OF WORK CLOSING? November 22, 2023 Oh, Brother – Now What? “Life is 10% of what happens to you and 90% how you react to it.” Pastor Charles Swindoll – American Clergyman Given the current state of the economy, inflation and interest rates, it’s not a shock that companies are considering closing […]